Dan is a 25-plus-year veteran of the mortgage industry who now consults with seniors regarding debt reduction, heir inheritance maximization, long-term home care, tax-free income from home equity, immediate cash needs, portfolio preservation, increasing fixed-income cash flow; as well as strategies to acquire funds for home renovation and repair by using the FHA Home Equity Conversion Mortgage and other programs designed to give 55-plus borrowers access to the equity in their homes.